Take a look at this great chore chart template for kids.
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Download the printable chore chart template
How we use this chore chart
Here is an example of what our 4 year old’s chore chart looks like:
I simply fill in the chores that I wanted him to do each week, star the days I want him to do them, and decide on a money amount that he will earn for each chore.
To make my life easier, his main chores add up to $1 exactly. (You’ll see why this matters in a minute.)
Bonus chores
I also left space to write bonus chores each week. These are just things that I would like him to do this week, but not necessarily every week.
He also gets extra money for doing bonus chores.
Make it reusable
We make our chore charts reusable by putting them in sheet protectors and writing the things that change from week to week with dry erase markers.
Then we hang the chore charts on the fridge and wipe clean and reuse week after week.
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Allowance
At the end of each week, we review chore charts with each kid, and give them the allowance that they earned.
(If you’re not ready to give your kids an allowance yet, or don’t want their allowance to be tied to their chores, you can always decide on a different reward that they can work towards. This is just how we do it.)
Each of our kids (ages 4 through 9) has a bank like this one, which we use to help them practice and learn about money on a small scale.
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You can read the detailed version of how we teach our kids about money here. But here are the highlights:
Give
We teach our kids to give away about 10% of what they earn. We like to make this as concrete as possible for them.
For example, they might go to the grocery store and pick out some food to buy, which we can then take to the food bank in our town. Or they can buy socks to donate to the sock drive their school is having. They also love to save up their “give” money to buy items for Christmas shoeboxes every year.
Generosity is such an important skill to learn. Don’t underestimate the power of teaching your kids to give early on!
Save
We also want to teach our kids to save some of their money.
We encourage each kid to pick a bigger toy or item that they want to save up for. I usually print a picture of that item for them, and then they keep adding money to their “save” jar until they have enough to buy it.
Spend
The spend jar is the one that our kids can spend any time and in any way that they want. They often grab this jar if we’re heading to a yard sale or the dollar store, and they can feel free to spend away!
Each week, the kids put 10 cents in their give jar, and 45 cents in their save and spend jars. They can divide up their bonus money however they want (and I’m often surprised by how much they choose to put into the save and give jars!)
It’s a small amount, but we’ve found that it’s perfect for teaching them the basics about money.
And it gives them a little extra motivation to contribute to our family by doing their chores each day. Win win!
Thanks for reading!
-Laura
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